Tag Archives: Roof damage

Lago Vista & Jonestown Roofing Contractor

  We’ve Earned Our Title as an Owens Corning Preferred Roofing Contractor. Now  Let Us Earn Your Trust.



Lago Vista and Jonestown Roofing Contractor.

As an Owens Corning Preferred Roofing Contractor,   we are part of a network of roofing professionals selected specifically for our commitment to service, reliability and craftsmanship. Standing apart from the other roofing contractors, we must meet very high standards and satisfy strict requirements to maintain our status as a Preferred Lago Vista and Jonestown Roofing Contractor. 

What sets us apart from other roofing  companies?

  • Local, Christian Family Owned and Operated Roofing Company
  • We live and work in the North Shore area
  • Our on-line reviews speak for us
  • Guaranteed Customer Satisfaction
  • An Owens Corning Preferred Roofing Contractor
  • A+ rating With The Better Business Bureau
  • Fully Insured and Bonded
  • 14 years in business – A Name You Can Trust
  • 31 years experience – experience you can trust
  • Factory Trained Installers – No Sub-Contractors
  • The Best Warranty In The Industry


Lago Vista Roofing Contractor

We are not only a local Lago Vista Roofing Contractor, we are an Owens Corning Preferred Roofing Contractor, giving us the ability to provide you with a roof warranty that is backed by the 2nd largest manufacturer of roofing material in the world. If Owens Corning trusts us enough to back our warranty, then so can you.

Doing the job right starts with choosing the right contractor.

Preferred PRS Limited Warranty-4C

 Call 512-267-3130

Insurance Companies Raising Deductibles for Hail and Wind Claims

Homeowners in Texas and other states prone to sever weather,can expect higher home insurance prices and higher deductibles for wind and hail damage as some insurers try to adjust for record insurance losses from thunderstorms and tornadoes stretching back to 2008.

What does this mean for Austin area homeowners and what can be done? If your roof is older than 10 years, the first thing homeowners should do is have a qualified roofing contractor inspect the roof for hail damage. Call us today for a free roof inspection: 512.267.3130.

 Getting a new roof installed now, before the deductible increases take effect, is the best protection a  homeowner in the Austin area can take. There has been numerous storms in the Austin area in the past 10 years and chances are fairly good that you may have enough damage that the insurance company will pay for a complete roof replacement. Most homeowners we deal with are not even aware that they have roof  damage. Be safe and have a professional roofer inspect your roof. Your rates will increase regardless if you file a claim or not just based on your zip code and the amount of damage the insurance companies have paid out over the years.

This year, The Hartford Financial Services Group plans to raise rates, increase wind and hail deductibles, and offer policies with reduced coverage to improve profits, a company executive said during a fourth-quarter conference call with financial analysts Tuesday.


“In addition to high-single-digit [percentage] rate increases, we’ll continue to evolve terms and conditions by increasing wind/hail deductibles in targeted states, promoting account-rounded business, and tempering roof claim severity through reduced coverage product offerings,” Andy Napoli, The Hartford’s president of Consumer Markets, which includes homeowners’ insurance, said during the conference call with financial analysts.

Account-rounded business means The Hartford will try to sell more bundled services, such as combined auto and home coverage.

Other insurers are taking similar actions, said Robert Hartwig, an economist and president of the Insurance Information Institute, a property-casualty research organization funded by insurers.

The changes are primarily directed at homes in Tornado Alley, a swath of the central U.S. that’s prone to severe windstorms and hail, Hartwig said.

Insurance companies have paid more in each of the past six years than any previous year to cover claims related to thunderstorms, hail and tornadoes and other related wind events, Hartwig said.

“Prior to 2008, there’s not a year — not a single year, even after you adjust for inflation — that reaches the level we saw from 2008 to 2013,” Hartwig said. “That is ultimately what is driving this is the record thunderstorm losses we’ve seen in the United States, including tornado, hail and high winds.”

That recent surge in major storms, particularly during the spring, has led insurers to seek ways they can reduce their losses and improve their profit margins.

In April 2013, Verisk Insurance Solutions of Jersey City, N.J., launched an analytics tool that allows insurers to assess pre-existing damage on roofs.

“Since 2008, U.S. insurers have paid 4.5 million hail claims totaling $32.1 billion,” Verisk Underwriting President Neil Spector said in a statement last spring. “Despite the high rate of roof-related claims, many properties damaged by hail have not been repaired. This can leave insurers vulnerable to paying for property damage that occurred before a new policy inception.”

The idea is that insurers want to pay only for the damage that occurred in the current storm during the term of the homeowner’s policy.

The average cost to replace a 4,500- to 5,000-square foot roof with 25-year compositions shingles is more than $12,500, according to Verisk. Insurers could save money by identifying properties that had preexisting damage before the start of their homeowner’s policy.

Source – The Hartford Insurance Group

Gulf Ball Size Hail In Leander TX March 28th 2014
Gulf Ball Size Hail In Leander TX March 28th 2014